Small Balance Commercial Mortgage Program

The Small Balance Commercial Mortgage Program is an outstanding option for commercial loans of up to $3 million. This is a very flexible commercial property loan program designed for borrowers with 600+ credit who are willing to fully document their income.

This commercial mortgage program offers many benefits not typically available through bank financing. Specifically, the program offers:

Minimal Costs
Quick Closings
High Loan to Values
Unlimited Cash Out
Bank Competitive Pricing
Multiple Pricing Options
Streamlined Underwriting
48 - 72 hour pre-approvals
Long terms and amortizations
Subordinated Financing Permitted
No Debt-Service coverage requirements
Owner Occupied or Investment Properties

The Small Commercial Loan has become our flagship product for qualified borrowers. It's fast, easy, dependable, uncomplicated...everything we are so proud to be able to deliver for your benefit.

Make sure to ask about the latest enhancement to this exciting program...a declining interest rate feature! Not only can you have a full 15, 20 or 30 year amortization (and low monthly payments), but your fixed rate actually declines by a full half point every 5 years!

If your banker can't offer you the long terms or the declining balance feature, and you plan to own the property for more than 5 years, this feature can save you thousands!